Compound Interest Calculator
Common Interest Rates
Common Time Periods
Guide & Explanations

How to use

  1. Enter principal amount: The initial amount you invest or borrow
  2. Specify interest rate: The annual interest rate in percentage
  3. Set time period: The duration of the investment or loan in years
  4. Select compounding frequency: How often interest is calculated and added
  5. Click Calculate: View your results showing principal, interest earned, and final amount
  6. View formula: Click "Show Formula" to see the detailed calculation steps

Tip: More frequent compounding (monthly, daily) results in higher returns than less frequent compounding (annually) for the same interest rate.